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 Whole Life Policy




  • This is the cheapest arrangement for providing for the family against premature death of the bread-winner. The premium rates are lower than those for other types. The insured has the option to pay premium till he reaches the age of 50, 55, 60 or 70 years as he may desire, according to the age up to which he expects to have an income to finance the policy. The value of a whole life policy is payable to the family of the insured only after his death.

  • This is modification of whole life policy in as much as the payment of policy is arranged after death of the insured person. As in the case of whole life policy the value is paid on the death of the policy holder or on his attaining the age of 85 years whichever is earlier.